How it works

I am a business interested in offering sales financing

Why Should I Offer Financing?

Increase traffic

Drive customer traffic by offering attractive 0% and low-interest financing1

Increase brand loyalty

Flexiti’s revolving credit makes it easy for consumers to come back to your store and shop again

Grow average ticket

Make it easier to up-sell with financing options that can cover the difference

Close more sales

Convert large purchases into affordable monthly payments or give your customers a financial break with a deferred payment plan

Stay competitive

If you are in a retail sector dominated by 0% interest and equal payment plans, you need to compete!

Boost your bottom line

Enjoy the benefits of increasing gross margins from more new customers and a higher average ticket

Working with Flexiti Financial

Convenient application process

Customers can apply in-store or at home and get instantly approved2


We are 100% paperless, which means no paperwork, scanning, signing or faxing

Market Leading Rates

Low rates and flexible payment plans, including 0% financing1

High acceptance rates

Flexiti prides itself on higher than industry average approval rates

Easy integration

Download our free desktop application on your own device, or we can provide you with a mobile tablet ready to use so once you’ve signed up, you can offer financing right away

FREE Merchant Support

We provide you with a dedicated representative to help train and answer any questions you or your team has

How it works

Request a FREE no-obligation consultation

Sign up today

Our merchants


Home décor
Flooring and carpeting
Household appliances
Kitchens and baths
Musical instruments
And many more…

Health Financing

Dental treatments
Laser eye surgery
Cosmetic procedures
Veterinary surgery
And many more…

Home Improvement

Windows and doors
And many more…

Get started today - Here’s how!

What our merchants are saying

* Application time depends on customers having the required documentation available.
** Source: Small business survey conducted by the Federal Reserve Bank of New York, Spring 2014
1Merchant discount rate applies.
2On approved credit. Applications may be subject to a secondary, manual review.
3Approximately 1/3 of customers are subjected to secondary, manual review process

Want to learn more?

Request a FREE no-obligation consultation.

Book an appointment with a Flexiti Financial representative to learn more about our plans and rates at a time and place that is convenient for you.