Flexiti Financial is a Canadian sales financing company founded in 2013. We help retailers increase their bottom line by providing better sales financing options than a standard credit card, with lower interest rates, longer payment terms and revolving credit. Using a mobile application process and patented ID scanning technology, we provide you with quick, simple and instant Point-of-Sale (POS) financing for your customers. No paperwork, no scanning and mailing, plus you get paid within two business days! Not only can we complete the financing application on any device, anywhere, and provide credit approval within minutes, but we also have higher approval rates and offer your customers felxible payment options at interest rates significantly below current options in the market. This means your customers can purchase what they need, when they need it, and walk out of the store and also save money.
- 1,000+ merchant locations
- Recognized leader in sector and managed by experienced management team
- Over 8,500 customer applications
- Award-winning tablet-based platform built for scale
To be the leading provider of consumer financing in Canada by:
- Leveraging technology to deliver the fastest and easiest application process on the market
- Delivering the highest approval rates in the industry while responsibly managing our losses
- Delivering outstanding customer service to our retail partners and customers
To help our partners in the retail, health and home improvement sectors offer felxible sales financing solutions that will enable them to sell more, develop and grow, while helping consumers enjoy the things they need and want sooner.
Peter KalenChief Executive Officer
Seasoned executive in both credit card and retail markets (Sears, President’s Choice Financial, Citibank, Canada Trust).
Jerome PeetersChief Operations Officer
Comprehensive operational management experience as well as a leading expert in marketing and customer experience (B2B Bank, Sears, CIBC).
Gaston SiriChief Technology Officer
Extensive experience in technology, analysis and development of multi-tier systems (Dynamic Mind, Telefonica, Citibank, Grant-Thornton).
Colin FranksChief Risk Officer
Comprehensive expertise in credit card risk, loss forecasting and risk mitigation strategies (JP Morgan Chase & Co., MBNA Canada).
Sean Milne, CPAVice-President, Finance
Expert financial knowledge with experience in the debt and equity financing sector (M Partners Inc., Deloitte Canada LLP).
Sandra YoungVice-President, Credit Risk
Extensive credit risk and analytics background through roles in various credit departments (Rogers Bank, CIBC, Bank of Montreal, President’s Choice Financial).
Manuel Diaz-GranadosAVP, Product Management
Over 10 years of experience in Loyalty & Financial Marketing, including building and transforming retail loyalty programs (Indigo, Sears, Cineplex, Loblaws).
Irena StoricDirector, Operations
Expert credit operations knowledge, including considerable experience with call centres and collections (Millennium 1 Solutions, CIBC, Wells Fargo).
Catherine LearnDirector, Strategic Projects
Strategic leader with 20 years of experience spearheading change initiatives in both the private and public sector (Millennium 1 Solutions, D+H, Canadian Tire).
Ruhee RajanDirector, Marketing
Marketing strategy and planning consultant with over 14 years of management experience in the Financial Services, Real Estate and B2B sectors (BMO, ATB Financial, ComFree).
Alexander ForsythDirector, Sales Operations
Expert sales management experience, with a record of delivering target goals and growing the customer base (Gap Inc., Best Buy Canada).
Robert ClarkeDirector, Sales
Comprehensive sales and business development knowledge, with a focus on exceptional customer relations (American Express, Elavon, Collective Point Sales Solutions, ING Direct Canada).
Our Board of Directors
Founder and CEO, Flexiti Financial. Extensive experience in both credit card and retail markets (EVP, Sears Financial and Home Services, SVP Credit Cards at President’s Choice Financial and SVP at Citi Cards Canada).
Managing Director, MWI Partners and Member of UBS Global Asset Management Investment Review Committee. Formerly: Managing Director of CIBC Wood Gundy Capital and Merrill Lynch Canada Private Equity.
Chair of Flexiti Financing Corp. and SVP Risk Residential Mortgages at CMLS Financial. Formerly: Managing Director of Genworth Financial, Director of Securitization at CMHC and Bank Officer at the Bank of Canada.
Chairman & CEO, Padulo 21st Century Retail. Extensive involvement with SickKids (the Hospital for Sick Children), Women’s College Hospital, the United Way of Greater Toronto, the Royal Ontario Museum and the Canadian Olympic Trust.
SVP at Delaney Capital, as well as, Member of the Board at Alamos Gold Inc., Kew Media Group, the Art Gallery of Ontario Foundation and serves as Vice-Chair of Soulpepper Theatre Company. Formerly: President and CEO of Macquarie Capital Markets Canada Ltd.
We are always looking for talented individuals to join our growing and dynamic team, with opportunities in Finance, Technology, Risk, HR, Sales and Marketing, Customer Service, and more.